Center for Healthcare Affordability

LESS GOVERNMENT.

BETTER CARE.

Executive Summary

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Center for Healthcare Affordability

A Research Initiative of the Institute for Legislative Analysis

The Top Five Healthcare Affordability Challenges and the Prescriptions

Evidence-based policy recommendations for limited government healthcare reform

Skyrocketing Insurance Premiums

Rx1:Repeal the Medical Loss Ratio
Rx2:Allow Short-term, Limited-Duration Plans
Rx3:Expand Association Health Plans
Rx4:Allow Sale of Plans Across State Lines
Rx5:Expand HSAs and Fix Tax Treatment
Rx6:Repeal EHB and State Coverage Mandates
Rx7:Price Lifestyle-driven Risk

Rising Medical Treatment Costs

Rx1:Enact Comprehensive PBM Reform
Rx2:Enact Price Transparency
Rx3:Reject Price Controls and Promote DTC Sales
Rx4:End Global Free-Riding
Rx5:Protect IP and Stop 340B Abuse

Shrinking Competition Among Providers

Rx1:Cut Regulations and Reform Reimbursement
Rx2:Phase Out Certificate of Need
Rx3:Allow Telehealth Across State Lines
Rx4:Expand Provider Scope of Practice
Rx5:Reduce Labor Mandates and Restore Flexibility

Stagnating Advancements in Healthcare

Rx1:Reform FDA, NIH, and CMS to Reduce Barriers
Rx2:Reverse the Socialization of Medical Debt

Exploding Government Spending

Rx1:Shrink the Medicaid Welfare System
Rx2:End State Exploitation of Medicaid
Rx3:Fund Patients Through HSAs
Rx4:Cut Fraud through Work Requirements
Open Options